Buy a home in the USA
Single-family homes, condos and townhomes nationwide — with the market data and tools to buy with confidence.
Buying in today's market
Buyers have more choice than they have had in years. In August 2026, U.S. housing supply reached 4.9 months — the highest in more than a decade — and the median home spent 31 days on the market (NAR). That gives buyers more time to compare homes and more room to negotiate.
The trade-off is cost of borrowing: the 30-year fixed rate averaged 7.03% on September 24, 2026 (Freddie Mac). Knowing your monthly payment before you search is more important than ever — start with our mortgage calculator.
Homes you can buy
- Single-family homes — national median $434,800 (Aug 2026).
- Condos and co-ops — national median $371,600, often with HOA fees covering exterior maintenance.
- New homes — median $393,700 (U.S. Census).
- Townhomes — a middle ground on price, space and upkeep.
Prices vary widely by region — from $340,400 in the Midwest to $556,900 in the Northeast. See the latest figures on Market Insights.
How to buy a home
Set your budget
Use our mortgage calculator and get pre-approved so you know exactly what you can afford.
Search & shortlist
Filter homes by location, price and type, then save the ones that fit your needs.
Tour & negotiate
With inventory at a decade high, buyers today have more room to negotiate on price and terms.
Close with confidence
Complete inspection, appraisal and financing, then get the keys to your new home.
Common questions
How much do I need for a down payment?
It depends on the loan. Some programs allow low down payments, while 20% down avoids private mortgage insurance on conventional loans. Remember to budget for closing costs as well.
Should I get pre-approved before searching?
Yes. Pre-approval tells you how much you can borrow and shows sellers you are a serious buyer.
Is now a good time to buy?
Inventory is at its highest level in over a decade, which gives buyers more choice, but mortgage rates are above 7%. The right time depends on your budget, plans and how long you will stay.
Can I buy outside my current state?
Yes. Property Market USA covers every state — tell us the location and budget you are targeting.
Related guides
Home Buying Checklist: 10 Steps From Pre-Approval to Closing
A clear 10-step checklist for buying a home in the U.S., from checking your credit and getting pre-approved to inspection, appraisal and closing day.
Read article →Mortgages15-Year vs 30-Year Mortgage: Which One Saves You More?
A side-by-side comparison of 15-year and 30-year mortgages on a median-priced home at September 2026 rates: monthly payment, total interest and who each suits.
Read article →Market UpdateU.S. Housing Market Update: August 2026 in 6 Numbers
Median price, mortgage rates, inventory, sales pace, time on market and first-time buyers — the six numbers that explain the U.S. housing market right now.
Read article →Ready to find your home?
Tell us where you want to buy and your budget.